Breast cancer history affects getting insurance?

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Question from SLP: I have finished treatment and I will be starting a new job next month. Medical benefits are offered. Is the insurance company obligated to take me on as a subscriber even with my past history of breast cancer? It has been over 2 years since diagnosis.
Answers - Irene Card Yes, under the Health Insurance Portability and Accountability Act, all insurers must insure a person regardless of their health. There may or may not be a waiting period for a pre-existing condition as explained earlier. But they cannot discriminate and refuse to insure you because you have a history of cancer. Back in the 80s that was the case, but fortunately, enough laws have been passed since then that we don't see that happening anymore.

The Ask-the-Expert Online Conference called Working During Treatment featured Barbara Hoffman, J.D., Irene Card, and moderator Ruth Oratz, M.D., F.A.C.P. answering your questions about the legal, financial, physical, and emotional aspects of working during breast cancer treatment.

Editor's Note: This conference took place in September 2007.

The materials presented in these conferences do not necessarily reflect the views of A qualified healthcare professional should be consulted before using any therapeutic product or regimen discussed. All readers should verify all information and data before employing any therapies described here.

A production of LiveWorld, Inc.
Copyright 2010. All rights reserved.

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