Long-term disability during treatment?

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Question from Michaela: I am paying long-term disability (LTD) at work, but was told I have to take first vacation, then overtime, and then go on unemployment insurance. Is that right? Can I go on LTD during treatment?
Answers - Barbara Hoffman That is probably governed by the terms of your employment contract and your state's employment law.
Irene Card Disability coverage varies by insurer. Some policies will state that you must use all of your sick time and vacation days before the policy will begin to pay benefits. Read your policy carefully.

The Ask-the-Expert Online Conference called Working During Treatment featured Barbara Hoffman, J.D., Irene Card, and moderator Ruth Oratz, M.D., F.A.C.P. answering your questions about the legal, financial, physical, and emotional aspects of working during breast cancer treatment.

Editor's Note: This conference took place in September 2007.

The materials presented in these conferences do not necessarily reflect the views of Breastcancer.org. A qualified healthcare professional should be consulted before using any therapeutic product or regimen discussed. All readers should verify all information and data before employing any therapies described here.

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